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	CALCULATORS
	LOANS & MORTGAGES How much can I borrow? How much will my mortgage payments be? How much will my adjustable rate payments be? Fixed vs. Adjustable Should I pay points to lower the rate? 15 vs. 30 year loan Down Payment How much can I save in taxes? What will my closing costs be? Which lender has the better loan? Which loan is better?		RETIREMENT How will retirement affect my expenses? Am I saving enough? What will I earn with this account? What will my income be after I retire? What will my expenses be after I retire? How much of an effect can inflation have? How much will Social Security provide after retirement?
	SAVINGS Basic savings calculator What will it take to become a millionaire? How much will my savings be worth? What will it take to save for a vehicle, home, etc.? What will it take to save for a college education? How will taxes and inflation affect my savings? What's it worth to reduce my spending?		SMALL BUSINESS How much do I need to start my business? Should I buy or lease equipment? How long will it take to repay my loan? What term of loan should I choose? Loan vs. Line of Credit Should I lease or own my business location? What is my business worth today?
	LIFE INSURANCE How much life insurance do I need? What is my return on a whole life policy? What is my return on a universal life policy? What is my return on a variable life policy? Term vs. Whole Life Term vs. Universal Life Term vs. Variable Life		AUTO Which is better: a new or used vehicle? How much should depreciation cost me? Lease vs. Buy Should I finance or pay cash? How much will my vehicle payments be? Which vehicle loan is better? What term of vehicle loan should I choose? Home Equity loan vs. Auto loan Which is better: a rebate or special dealer financing? How long should I keep a vehicle? What vehicle can I afford?
	BUDGET How much am I spending? Should I pay off debt or invest in savings? What will it take to pay off my balance? How much should I set aside for emergencies? How much will it cost to raise a child?
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	DW Financial, Inc. | Tel: (714) 632-0500 contact@dwfinancialinc.com